EEnova International logo

Enova International

Financial Services · 1.6k people

Data Scientist - Portfolio Consumer (Hybrid)

Posted 23 Oct

What’s this role about? The Data Scientist will develop and refine proprietary credit risk models to manage customer portfolios and drive growth. They will also design A/B testing frameworks and communicate data-driven insights to senior management to support product development strategies.

Chicago, Illinois
Hybrid
$87K – $110K
Full-time
2-5 years exp
175 W. Jackson Blvd, Chicago, IL 60604
Bachelor degree

Skills required

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Company

About Enova International Enova International (NYSE: ENVA) is a leading online financial services company that serves small businesses and consumers who are underserved by traditional banks. For over 20 years, Enova has provided over $72 billion in loans and financing to more than 15 million customers by offering a suite of market-leading products powered by the company's world-class analytics, machine learning algorithms and proprietary technology. You can learn more about the company and its portfolio of businesses at www.enova.com.

Enova International

Work someplace awesome.

Online Financial ServicesAnalytics-as-a-ServiceFinTechConsumer LendingSmall Business LendingTechnologyand Analytics
EEnova International logo
1,001-5,000 employees
Financial Services
2004
Public Company
94k LinkedIn followers
Raised $900M

Responsibilities

  • Develop and refine proprietary models to assess customer credit profile
  • Collaborate closely with the Strategy and Operations team to drive new initiatives
  • Design and implement A/B testing frameworks to evaluate the performance of our models, analyzing outcomes to drive continuous improvement
  • Communicate insights and recommendations to senior management, providing a data-driven perspective on customer risk and product development strategies

Qualification

Data & AnalyticsFinance & AccountingTechnologySoftwareScience & Research
  • Degree in Statistics, Mathematics, Economics, Computer Science, or a related field
  • 3+ years of experience in Data Science, Analytics or related field
  • Advanced programming skills and the ability to write customized programs for meaningful data analysis and predictive modeling (Python)
  • Experience working with relational databases, such as SQL
  • Excellent knowledge in applied statistical methods and machine learning models
  • Strong problem-solving skills and the ability to work independently in a fast-paced, dynamic environment
  • Experience in financial services, fintech, or a related industry preferred

Benefits

  • The budgeted annual salary range for this position is $87,000 to $110,00. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.
  • Our hybrid roles require in-office work Tuesday through Thursday, with remote flexibility on Mondays and Fridays. This schedule fosters collaboration, team connection, and strategic planning, enhancing communication and effectiveness to drive results.
  • Health, dental, and vision insurance including mental health benefits
  • 401(k) matching plus a roth option (U.S. Based employees only)
  • PTO & paid holidays off
  • Sabbatical program (for eligible roles)
  • Summer hours (for eligible roles)
  • Paid parental leave
  • DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
  • Employee recognition and rewards program
  • Charitable matching and a paid volunteer day…Plus so much more!
  • Enova International is a leading financial technology company that provides online financial services through our AI and machine learning-powered Colossus™platform. We serve non-prime consumers and businesses alike, while offering world-class technology and services to traditional banks—in order to create accessible credit for millions.
  • Being a values-driven organization is at the core of Enova’s success. We live our values by listening to our customers, challenging assumptions, thinking big, setting high expectations, and hiring and developing the best. Through our values and our commitment to making Enova an awesome place to work, we maintain an environment of inclusion and culture where our employees can thrive. You can learn more about Enova’s values and culture here.

Interested in this role?

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